Offer Day Checklist

• Confirm your pre-approval letter is current — Your LO can refresh it for the exact offer amount — often same-day.
• Decide your real maximum before negotiating — Set your walk-away number when you’re calm, not mid-bidding-war.
• Ask your agent for comps — What did similar homes nearby actually close for? Offer from data, not vibes.
• Know your earnest money number — Typically ~1% of price, held in escrow and credited to you at closing.
• Set the inspection period — Standard in the contract — don’t let anyone talk you into waiving it casually.
• Align the closing date with your lease — Overlap beats homelessness; talk timing with your agent and LO.
• Loop in your LO before submitting — Denee’ can sanity-check the payment at this exact price and confirm program fit (like CAFA limits).
• Stay reachable — Counteroffers move in hours, not days. Keep your phone on.
• Do not celebrate with new debt — Accepted offer ≠ closed loan. The no-new-credit rule holds until keys.

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